Termos de Serviço

Effective Date: 15 July 2026

PLEASE READ THESE TERMS OF SERVICE CAREFULLY BEFORE USING THIS WEBSITE. THESE TERMS CONTAIN IMPORTANT INFORMATION REGARDING YOUR RIGHTS, OBLIGATIONS, LIMITATIONS OF LIABILITY, DISCLAIMERS, AND THE CONDITIONS UNDER WHICH YOU MAY USE THE WEBSITE, CONTENT, TOOLS, REVIEWS, RATINGS, ALERTS, AND OTHER SERVICES PROVIDED BY SAFEGATE ADVISORS SRL.

These Terms of Service, together with any other policies, notices, disclaimers, or additional terms referred to in this document or published on our Website, govern your access to and use of the website operated by Safegate Advisors SRL, including all pages, tools, content, broker reviews, broker comparisons, safety scores, broker monitoring features, questionnaires, alerts, educational materials, blogs, newsletters, and other services made available through https://www.safegateadvisors.com/ and any related subdomains or digital platforms.

In these Terms, "Safegate Advisors," "Company," "we," "us," or "our" refers to Safegate Advisors SRL. "User," "you," or "your" refers to any person accessing or using the Website or our services.

The Website is operated by Safegate Advisors SRL, a company incorporated in Romania.

If you have questions about these Terms, our website, our methodology, broker reviews, partnerships, advertising, or other business inquiries, you may contact us at: info@safegateadvisors.com.

By accessing, browsing, registering for, or using the Website or any of our services, tools, content, or features, you confirm that you have read, understood, and accepted these Terms of Service and agree to comply with them.

If you do not agree with these Terms, you must not access or use the Website.

You are responsible for ensuring that any person who accesses the Website through your device, internet connection, account, or login details is aware of these Terms and complies with them.

To use the Website, you must be at least eighteen (18) years old and legally capable of entering into binding agreements. You must not use the Website if you are prohibited from doing so under applicable laws or regulations.

These Terms should be read together with the following documents, where available on the Website:

• Privacy Policy
• Cookie Settings
• Disclaimer
• Risk Disclosure
• Advertiser Disclosure or Affiliate Disclosure
• Methodology page
• Any specific terms applicable to paid services, consultations, subscriptions, alerts, reports, or premium tools, if such services are introduced.

All such documents form part of these Terms to the extent applicable.

We may update or amend these Terms from time to time to reflect changes in our Website, services, business model, applicable laws, regulatory requirements, technology, or operational needs.

The updated version will be published on the Website with a revised effective date. Your continued use of the Website after the updated Terms are published means that you accept the updated Terms.

You should review these Terms regularly. If you do not agree with any changes, you must stop using the Website.

Safegate Advisors may update, modify, suspend, restrict, remove, or discontinue any part of the Website, including any content, broker reviews, rankings, safety scores, tools, questionnaires, alerts, monitoring features, or other services, at any time and without prior notice.

We do not guarantee that the Website or any service, content, data, or feature will always be available, uninterrupted, secure, error-free, complete, or up to date.

We may suspend or restrict access to the Website for maintenance, security, technical, business, legal, or operational reasons.

Safegate Advisors provides digital tools, research, educational content, broker reviews, broker comparisons, broker safety checks, broker monitoring, risk alerts, and general information designed to help users better understand and evaluate financial brokers and trading-service providers.

Our services may include, without limitation:

• broker reviews and broker profiles
• broker comparison tools
• broker safety scores
• scam broker checks
• regulatory status checks
• complaint tracking
• broker monitoring and safety alerts
• user feedback and broker experiences
• educational guides, blog articles, glossaries, and market-related content
• broker matching tools based on user preferences
• newsletters and safety updates
• methodology-based scoring and research.

The Website may cover brokers and financial-service providers offering access to asset classes such as stocks, ETFs, forex, CFDs, futures, options, cryptocurrencies, commodities, investment funds, bonds, and other financial instruments.

Safegate Advisors is not a broker, dealer, investment firm, financial institution, trading platform, exchange, payment institution, custodian, asset manager, fund manager, investment adviser, tax adviser, legal adviser, or accounting adviser.

We do not:

• open trading accounts for users
• accept, hold, receive, transfer, safeguard, or manage client funds
• execute trades
• transmit orders
• provide custody of financial instruments or crypto-assets
• provide portfolio management
• provide individual investment recommendations
• provide personalized investment, legal, tax, or accounting advice
• guarantee the safety, solvency, conduct, or performance of any broker or financial-service provider.

Any decision to open an account with a broker, trade, invest, deposit funds, withdraw funds, or use a financial-service provider is made solely by you.

All information, content, broker reviews, rankings, scores, comparisons, tools, alerts, guides, newsletters, and other materials made available on or through the Website are provided for general information and educational purposes only.

Nothing on the Website constitutes or should be interpreted as:

• investment advice
• financial advice
• legal advice
• tax advice
• accounting advice
• a recommendation to buy, sell, hold, trade, invest in, or avoid any financial instrument
• a recommendation to open, maintain, close, fund, or withdraw from any broker account
• an offer, solicitation, invitation, or inducement to engage in investment activity.

The information on the Website does not take into account your personal objectives, financial situation, risk tolerance, investment knowledge, experience, tax position, legal position, or specific needs.

You should not rely solely on the Website when making financial, investment, legal, tax, or business decisions. You should conduct your own due diligence and seek independent professional advice from qualified advisers before making any decision.

Trading and investing involve substantial risk. Financial instruments, including stocks, ETFs, forex, CFDs, futures, options, cryptocurrencies, commodities, bonds, and other instruments, may fluctuate significantly in value.

You may lose part or all of your invested capital. In certain leveraged products, losses may exceed your initial investment. Past performance is not a reliable indicator of future results.

Broker safety scores, reviews, warnings, alerts, rankings, or monitoring signals are not guarantees that a broker is safe, solvent, reliable, regulated, or suitable for you. Regulatory status, broker conditions, fees, services, platforms, complaints, and risk factors may change at any time.

You are solely responsible for understanding the risks of any broker, product, service, instrument, account type, jurisdiction, or trading activity before taking action.

Safegate Advisors may use a proprietary methodology to rate, score, rank, compare, or classify brokers and financial-service providers.

Our methodology may consider factors such as regulation, safety, costs, fees, commissions, trading platforms, execution, available products, funding and withdrawal processes, customer support, education, user feedback, complaints, reputation, transparency, fund protection, and other data points.

Broker scores, rankings, and reviews are based on information available to us at the time of assessment and may change as new information becomes available.

Although we make reasonable efforts to maintain fair, transparent, and independent reviews, we do not guarantee that any rating, score, ranking, review, comparison, or assessment is complete, accurate, current, error-free, or suitable for your individual circumstances.

Different analysts, websites, institutions, or users may reasonably reach different conclusions about the same broker.

Safegate Advisors may provide broker monitoring, safety alerts, complaint tracking, regulatory updates, risk warnings, score changes, or similar notifications.

These alerts are provided for general informational purposes only. We do not guarantee that alerts will be issued in real time, that all relevant risks will be detected, or that any alert will be complete, accurate, or delivered without delay.

The absence of an alert does not mean that a broker is safe, risk-free, compliant, solvent, or suitable for you.

You remain responsible for monitoring your own broker relationships, accounts, deposits, withdrawals, trades, and exposure.

The Website may allow users to complete questionnaires or provide information about their trading experience, preferred asset classes, trading frequency, budget, platform preferences, fee priorities, or other preferences.

Any broker matches, suggestions, or results generated by such tools are general informational outputs based on the information you provide and the criteria used by our system.

Broker matching tools do not constitute personalized investment advice or a guarantee that a broker is appropriate, safe, available, suitable, or the best choice for you.

You are responsible for verifying all broker information, account conditions, eligibility, restrictions, fees, terms, regulation, risks, and legal availability before opening or using any account.

Safegate Advisors may receive compensation from some brokers, advertisers, partners, affiliate networks, or third-party service providers when users click on links, visit partner websites, open accounts, subscribe to services, or perform qualifying actions.

Such compensation may include referral fees, affiliate commissions, advertising fees, sponsorship fees, or other commercial arrangements.

Safegate Advisors' goal is to maintain independent and transparent broker reviews, and brokers cannot pay for a higher score, better ranking, or positive review unless expressly disclosed as sponsored or advertising content.

Where applicable, affiliate or advertising relationships will be disclosed on the Website, in our Advertiser Disclosure, or near relevant content.

You understand that third-party brokers and service providers may have their own terms, policies, risks, restrictions, fees, and regulatory obligations. Safegate Advisors is not responsible for the acts, omissions, products, services, platforms, fees, decisions, or conduct of any third-party broker or provider.

Unless otherwise stated, access to the general Website, broker reviews, comparison content, educational resources, and basic tools is provided free of charge.

Safegate Advisors may introduce paid services in the future, including but not limited to premium reports, consultations, subscriptions, advanced alerts, data access, business services, or professional tools.

If paid services are introduced, separate pricing, cancellation, refund, and service terms may apply.

Certain Website features may require you to create an account or provide registration information, such as your name, email address, username, password, preferences, broker interests, saved brokers, alert settings, or other information.

You agree to provide accurate, complete, and current information and to keep it updated.

You must not impersonate another person, create false accounts, misrepresent your identity, or conceal your identity for unlawful or misleading purposes.

You are responsible for maintaining the confidentiality of your login details and for all activity that occurs under your account.

If you believe that your account has been compromised or used without authorization, you must contact us immediately.

We may suspend, restrict, or terminate your account if we believe you have breached these Terms, misused the Website, provided false information, created risk for Safegate Advisors or other users, or violated applicable law.

The Website may allow users to post, submit, upload, share, or transmit reviews, comments, complaints, opinions, ratings, feedback, questions, forum posts, broker experiences, or other content.

You are solely responsible for any content you submit.

By submitting content, you confirm that:

• the content is accurate where it states facts
• the content is genuinely held where it states opinions
• you have the right to submit the content
• the content does not violate any law, regulation, contract, intellectual property right, privacy right, confidentiality obligation, or third-party right
• the content is not defamatory, misleading, abusive, fraudulent, threatening, obscene, discriminatory, hateful, or otherwise unlawful.

User-generated content does not represent the views of Safegate Advisors. We do not guarantee the accuracy, reliability, or fairness of user-generated content.

We may moderate, edit, reject, remove, hide, restrict, or delete user-generated content at our discretion, especially where we believe it breaches these Terms, our content standards, applicable law, or the rights of another person.

When you submit, post, upload, or share content on or through the Website, you grant Safegate Advisors a worldwide, non-exclusive, royalty-free, transferable, sublicensable licence to use, store, reproduce, display, publish, distribute, adapt, moderate, translate, and make available that content in connection with the operation, improvement, promotion, and protection of the Website and our services.

You retain ownership of your content, subject to the licence granted above.

You understand that content submitted to public areas of the Website may be visible to other users and third parties.

Safegate Advisors may use artificial intelligence, machine learning, automation, or data-processing tools to assist with content creation, translations, summaries, broker analysis, classification, monitoring, alerts, or user-facing tools.

AI-generated or AI-assisted content may contain inaccuracies, omissions, outdated information, or errors.

We may use reasonable efforts to review, correct, and improve such content, but we do not guarantee that AI-generated or AI-assisted content is complete, accurate, current, or suitable for any purpose.

You should verify all important information independently before relying on it.

Safegate Advisors owns or licenses all intellectual property rights in the Website and its content, including text, designs, logos, graphics, software, databases, tools, methodologies, scores, ratings, rankings, data structures, user interfaces, algorithms, reports, and other materials.

All such rights are reserved.

You are granted a limited, personal, revocable, non-exclusive, non-transferable licence to access and use the Website for your own personal, non-commercial use, subject to these Terms.

You must not, without our prior written permission:

• copy, reproduce, republish, download, scrape, store, sell, rent, license, distribute, redistribute, modify, translate, or create derivative works from Website content
• use our content for commercial purposes
• use our methodology, scores, data, or ratings to build competing services
• frame, mirror, or embed the Website in another website
• remove copyright, trademark, or proprietary notices
• use Safegate Advisors' name, logo, branding, or trademarks without permission.

If you breach this section, your right to use the Website will cease immediately, and you must return or destroy any copies of our materials at our request.

You must not conduct, facilitate, authorize, or permit text mining, data mining, web scraping, crawling, bulk downloading, automated extraction, reverse engineering, or similar activity in relation to the Website, its content, broker data, scores, methodology, tools, or databases.

This includes the use of robots, bots, spiders, scrapers, crawlers, automated scripts, AI training tools, data extraction tools, browser automation tools, or other automated systems to access, copy, monitor, extract, analyze, republish, or reuse any part of the Website.

This restriction is an express reservation of rights, including for the purposes of applicable copyright, database, and digital-content laws, including the EU Digital Single Market Copyright Directive where applicable.

• Não extraia dados (scraping), não faça engenharia reversa e não sobrecarregue nossos sistemas
• Não apresente de forma falsa uma afiliação com a Safegate Advisors
• Não use nosso conteúdo para enganar investidores ou violar a legislação aplicável

The Website may contain links to third-party websites, brokers, exchanges, financial-service providers, regulators, advertisers, partners, tools, payment providers, or other external resources.

These links are provided for information and convenience only.

Safegate Advisors does not control third-party websites or services and is not responsible for their content, terms, policies, security, accuracy, availability, conduct, products, fees, platforms, account decisions, withdrawals, deposits, execution, customer support, or regulatory status.

A link to a third-party website does not necessarily mean that we endorse, approve, recommend, or guarantee that third party.

When you leave our Website, you are subject to the terms, privacy policies, risk disclosures, and rules of the relevant third party.

We use reasonable efforts to provide useful, transparent, and updated information. However, the Website and all content, data, tools, alerts, scores, broker reviews, rankings, and services are provided on an "as is" and "as available" basis.

We make no representation, warranty, or guarantee that:

• the Website will be uninterrupted, secure, or error-free
• the content will be complete, accurate, current, or reliable
• any broker review, score, alert, ranking, or comparison will be correct or suitable for you
• any broker will open an account for you
• any broker will process your deposits or withdrawals
• any broker will remain regulated, solvent, compliant, or safe
• any Website feature will meet your expectations or be available at all times.

To the maximum extent permitted by applicable law, Safegate Advisors SRL, its shareholders, directors, employees, contractors, agents, affiliates, partners, and service providers shall not be liable for any loss or damage arising from or connected with:

• your use of, or inability to use, the Website
• reliance on any content, broker review, score, ranking, comparison, alert, or information
• any decision to open, maintain, close, fund, or withdraw from a broker account
• any trading, investment, financial, legal, tax, or business decision
• actions, omissions, failures, fees, losses, restrictions, insolvency, fraud, or misconduct of any broker or third party
• errors, omissions, delays, interruptions, technical issues, malware, or security incidents
• loss of profits, revenue, business, savings, opportunity, goodwill, reputation, data, or any indirect, incidental, consequential, special, or punitive damages.

Nothing in these Terms excludes or limits liability where it would be unlawful to do so, including liability for fraud, fraudulent misrepresentation, or liability that cannot be excluded under applicable consumer protection laws.

If you use the Website as a business user, professional user, partner, advertiser, broker representative, or in any commercial capacity, you agree to indemnify and hold harmless Safegate Advisors SRL and its shareholders, directors, employees, contractors, agents, affiliates, and service providers from and against any claims, losses, damages, liabilities, costs, and expenses arising from:

• your breach of these Terms
• your misuse of the Website
• your violation of applicable law
• your infringement of third-party rights
• content you upload, post, submit, or share
• unauthorized use of your account or login details.

Our processing of personal data is governed by our Privacy Policy.

By using the Website, submitting forms, creating an account, subscribing to alerts, contacting us, or using our tools, you may provide personal data to us.

We process personal data in accordance with applicable data protection laws, including the General Data Protection Regulation where applicable.

You should read our Privacy Policy carefully to understand how we collect, use, store, share, and protect personal data.

The Website may use cookies and similar technologies to operate the Website, improve user experience, analyze traffic, remember preferences, personalize content, and support marketing or analytics.

More information is available in our Cookie Settings.

We may suspend, restrict, or terminate your access to the Website, your account, or any service at any time if we believe that:

• you have breached these Terms
• you have misused the Website
• your use creates legal, regulatory, operational, reputational, or security risk
• we are required to do so by law, regulation, court order, authority request, or technical necessity
• we discontinue or modify the relevant service.

You may stop using the Website at any time. If account deletion features are available, you may request deletion of your account in accordance with our Privacy Policy and applicable law.

If you believe that any content on the Website is inaccurate, unlawful, defamatory, misleading, infringing, or otherwise inappropriate, you may contact us at info@safegateadvisors.com.

We may review complaints at our discretion and may remove, amend, restrict, or leave content unchanged depending on our assessment, applicable law, available evidence, and our policies.

We may transfer, assign, subcontract, or otherwise deal with our rights and obligations under these Terms to another company or organization, including in connection with a merger, acquisition, restructuring, sale of assets, or business transfer.

You may not transfer or assign your rights or obligations under these Terms without our prior written consent.

We shall not be responsible for any failure or delay in performing our obligations where such failure or delay results from circumstances beyond our reasonable control, including technical failures, cyberattacks, internet outages, acts of government, regulatory action, war, terrorism, civil unrest, natural disasters, power failures, supplier failures, or other events outside our control.

Each section of these Terms operates separately. If any provision is found to be invalid, unlawful, or unenforceable, the remaining provisions shall remain in full force and effect.

If we do not immediately enforce any right or provision under these Terms, this does not mean that we waive that right or provision. We may enforce it later.

Nothing in these Terms creates a partnership, joint venture, employment relationship, agency relationship, fiduciary relationship, or legal representation relationship between you and Safegate Advisors.

You have no authority to act on behalf of Safegate Advisors, and Safegate Advisors has no authority to act on your behalf.

These Terms, their interpretation, subject matter, formation, validity, and enforceability shall be governed by the laws of Romania, unless mandatory consumer protection laws provide otherwise.

The courts of Romania shall have jurisdiction over disputes arising from or related to these Terms, the Website, or our services, subject to any mandatory rights you may have under applicable consumer protection laws.

These Terms may be made available in multiple languages. In case of conflict between versions, the English version shall prevail unless applicable law requires otherwise.

These Terms represent the agreement between you and Safegate Advisors regarding your use of the Website and services.

By continuing to use the Website, you confirm that you understand and accept these Terms.

1. Purpose

This Acceptable Use Policy sets out the rules that apply when you use the Website, create an account, submit content, post reviews, send feedback, interact with other users, use our tools, or contact Safegate Advisors.

2. Prohibited Uses

You must not use the Website:

• unlawfully, fraudulently, or dishonestly
• to harm, threaten, abuse, harass, defame, or mislead any person
• to post false broker reviews or manipulate broker ratings
• to impersonate a broker, regulator, user, employee, company, or public authority
• to promote scams, fraud, illegal financial schemes, or unlicensed services
• to upload spam, malware, advertising, or unauthorized promotional content
• to violate copyright, trademark, database rights, privacy rights, or confidentiality obligations
• to interfere with the security, operation, or availability of the Website
• to copy, scrape, mine, extract, or reverse engineer Website data, tools, scoring models, or methodologies
• to upload terrorist content, violent extremist content, or illegal content.

3. Content Standards

Any review, comment, complaint, feedback, or other contribution must:

• be accurate where it states facts
• be genuinely held where it states opinions
• comply with applicable law
• be fair and not misleading
• avoid offensive, abusive, defamatory, discriminatory, threatening, or unlawful language
• not include confidential, private, or personal information of others without permission
• not include promotional, spam, or affiliate links unless expressly permitted.

4. Moderation

Safegate Advisors may moderate, remove, restrict, edit, or refuse content that we believe breaches this Acceptable Use Policy, our Terms, applicable law, or third-party rights.

We are not obliged to monitor all content but may do so at our discretion.

5. Breach of This Policy

If you breach this Acceptable Use Policy, we may take any action we consider appropriate, including:

• issuing a warning
• removing content
• suspending or terminating your account
• blocking access to the Website
• reporting conduct to authorities
• taking legal action
• disclosing relevant information where legally required or reasonably necessary.

This Appendix applies only if Safegate Advisors introduces paid services, such as broker-selection consultations, premium reports, subscriptions, alerts, business services, data access, or other paid products.

1. Scope

Paid services are provided only as described at the time of purchase. Unless expressly stated otherwise, paid services do not constitute investment advice, legal advice, tax advice, accounting advice, portfolio management, or brokerage services.

2. No Guaranteed Outcome

We do not guarantee that:

• any broker will accept you as a client
• you will receive special terms from any broker
• any broker will remain suitable for you
• you will make profits or avoid losses
• any financial outcome will occur.

3. Payment

Fees, currency, taxes, payment methods, and billing terms will be displayed before purchase.

Third-party payment processors, banks, or card issuers may charge separate fees or apply foreign-exchange rates beyond our control.

4. Cancellations and Refunds

The applicable cancellation and refund rules will be displayed before purchase. Unless otherwise stated, digital content, reports, subscriptions, or completed services may be non-refundable to the extent permitted by law.

Nothing in this policy limits statutory consumer rights that cannot be excluded under applicable law.

5. Service Failure

If we are unable to provide a paid service due to reasons within our control, we may offer a reschedule, replacement service, credit, or refund, depending on the nature of the service and applicable law.

6. Contact for Refunds

Refund or cancellation requests should be sent to: payments@safegateadvisors.com.

Safegate Advisors may earn compensation from brokers, advertisers, affiliate partners, or service providers when users click links, visit third-party websites, open accounts, subscribe, or complete qualifying actions.

This compensation helps support the Website and allows us to provide free content and tools.

However, Safegate Advisors aims to maintain independent reviews, transparent methodology, and unbiased broker analysis. Brokers cannot purchase a higher rating or better review placement unless content is clearly identified as advertising or sponsored content.

Users should always conduct their own due diligence before choosing any broker or financial-service provider.